Oncubic Risk Assessment Quiz

Oncubic Risk Assessment Quiz

The Oncubic Risk Assessment ("ORA") is designed to match you to an appropriate investment portfolio or choice of portfolios based upon your investing experience, anticipated capital needs, expected returns, risk tolerance and current financial status.

The ORA is the first step to opening an investment account with Oncubic, but you are welcome to take the ORA with no obligation.

1) How would you best describe your investment experience and knowledge of equity and/or bond markets?

	A) No Experience;
	B) Limited Experience;
	C) Average Experience;
	D) Significant Experience;
	E) Financial Guru.

2) How long have you personally been an investor or trader in the stock and/or bond markets?

	A) Never;
	B) Less than one year;
	C) One to five years;
	D) Five to ten years;
	E) Over ten years.

3) Regarding investments, describe your understanding of the relationship of risks to rewards over time:

	A) No understanding;
	B) Limited understanding;
	C) Average understanding;
	D) Significant understanding;
	E) Financial Guru.

4) Assuming the future of your investment returns are unknown due to market unpredictability, within how many years do you anticipate the need to withdraw 25% or more of your investments?

	A) Less than one year;
	B) One to five years;
	C) Five to ten years;
	D) Ten to fifteen years;
	E) Over fifteen years.

5) Assuming the future of your investment returns are unknown due to market unpredictability, within how many years do you anticipate the need to withdraw 50% or more of your investments?

	A) Less than one year;
	B) One to five years;
	C) Five to ten years;
	D) Ten to fifteen years;
	E) Over fifteen years.

6) What is the current value of your investment portfolio?

	A) Less than $100,000;
	B) $100,000 to $250,000;
	C) $250,000 to $500,000;
	D) $500,000 to $1,000,000;
	E) Over $1,000,000.

7) How much are you considering investing via Oncubic?

	A) Less than $100,000;
	B) $100,000 to $250,000;
	C) $250,000 to $500,000;
	D) $500,000 to $1,000,000;
	E) Over $1,000,000.

8) What is your total annual income after taxes?

	A) Less than $100,000;
	B) $100,000 to $250,000;
	C) $250,000 to $500,000;
	D) $500,000 to $1,000,000;
	E) Over $1,000,000.

9) What is your estimated net worth, i.e. what is the total value of what you own minus what you owe?

	A) Less than $100,000;
	B) $100,000 to $250,000;
	C) $250,000 to $500,000;
	D) $500,000 to $1,000,000;
	E) Over $1,000,000.

10) Over a one year period, what is the largest unrealized loss you would tolerate in your investment portfolio?

	A) I have no tolerance for loss;
	B) Less than 10%;
	C) Less than 20%;
	D) Less than 30%;
	E) 30% or more.

11) Which risk/return/loss scenario best describes your investment strategy:

	A) A secure 5% annual return with no risk of annual unrealized losses;
	B) Willing to take relatively low risks in exchange for a 10% annual return or a similar percentage unrealized annual loss;
	C) Willing to take moderate risks in exchange for a 15% annual return or a similar percentage unrealized annual loss;
	D) Willing to take significant risks in exchange for a 20% annual return or a similar percentage unrealized annual loss;
	E) Willing to take extreme risks in exchange for 25% or higher annual return or a similar percentage unrealized annual loss.

Annual returns or losses represented in this risk assessment do not express that such returns or losses are attainable or projected in any fund or funds offered through Oncubic. These questions are solely intended to aid Oncubic in the assessment of an individual investor's risk tolerance.

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